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Loan Loan Programs

Conventional Home Loan Programs

California Teacher & Educator Loans

  • 2013 Guide to California Teacher Programs – This is a live class that was recorded for those that could not attend.  We attempt to keep this information current and up to date.  Never assume that what you read online is gospel, check with your loan officer to double check that you’re on top of your game!
  • Extra Credit Teacher Program – Introduced August 2013 by the State of California, the ECTP targets Teachers & Staff in low API Schools.
  • CalSTRS Home Loan Update – With a September 2013 Target, CalSTRS is pushing their launch back a few months.  I am confident that this is good news that they are making sure the program lives up to it’s reputation.

Jumbo Mortgage Lending

VA Veteran Home Loan Programs

  • VA Mortgage Guidelines – 100% Financing home loans for United States Veterans
  • VA IRRRL – Streamline Refinance loan for Veterans, No Income, No Appraisal, No Closing Costs

California Housing Finance Agency – First Time Buyer Programs

  • CalPLUS + ZIP – First Mortgage + Zero Interest Buyer Assistance Program
  • CalHFA FHA – First Time Buyer Program offered by State of California
  • CalHFA CHDAP – Low Interest Silent Second Buyer Assistance Program
  • Extra Credit Teacher Program – Introduced August 2013 by the State of California, the ECTP targets Teachers & Staff in low API Schools.

FHA Insured Home Loan Programs

USDA Home Loan Program

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