Author Archive | Administrator System

Buffers for TRID’s Learning Curve

The new Know Before You Owe or “TRID” closing process could help consumers, but it could also create issues for consumers in the short-term. According to the 3rd Quarter Survey of Mortgage Originators, lenders are recommending longer rate locks and are hesitant to extend pre-approval letters in some cases. Lenders and Realtors® are currently working […]

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FHA Limits Expand for 2016; More Likely in 2017

The Department of Housing and Urban Development (HUD) announced the 2016 maximum loan limits for the Federal Housing Administration (FHA) yesterday. While the maximum loan limit will not change, limits will rise in 188 counties around the country. Every year, HUD establishes the maximum mortgage amounts which the FHA can insure. HUD sets limits based […]

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Mortgage Included in Bankruptcy – When Can I Buy Again?

Updated: December 18, 2014 by John Krochman Since the midst of the Credit Crisis we have been focusing on educating folks about strategies to buy again after bankruptcy, foreclosure, short sale or deed in lieu of foreclosure. One of the most common questions we get is in regards to a mortgage or mortgages that were […]

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Broadview Mortgage Refinance Options

At Broadview Mortgage, Knowing Your Options is Easy as 1… 2… 3… Broadview Mortgage has several choices when you are ready to Refinance, or complete a Mortgage Analysis to determine if there is benefit for you to Refinance.  The low mortgage interest rate environment remains steady due to somewhat lackluster growth in the economy, mainly due […]

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Buy Again Options After Bankruptcy

Buyer options after bankruptcy: Buy Again After is a term used to describe the thousands of families that fell victim to foreclosure, short sale or deed in lieu of foreclosure as a result of the 2008 Housing Crisis. In the midst of financial tumult, many folks were left little little option but to turn to bankruptcy protection in […]

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  Here is a FREE Gift of Education. PDF e-Book by Tim Harrison  (Author), Elizabeth Alvarez  (Co-Author)   Straight Up: Mortgage Talk is a practical book written by Tim Harrison, mortgage industry veteran of over 22 years, with Elizabeth Alvarez, writer, educator, and advocate for the consumer in the mortgage industry for over 10 years. Elizabeth and Tim partnered to write […]

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13011 Santa Maria, Victorville, CA 92392

13011 Santa Maria, Victorville, CA 92392

Stunning remodeled home on a huge lot!!!! This beautiful Standard Sale home has upgraded appliances and fixtures, throughout. The kitchen has been upgraded with new cabinets and granite counter tops and stainless appliances and fixtures. The backyard is an entertainers dream with a wrap around covered patio and there is plenty of room for your […]

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Straight Up Mortgage Talk Guest, Wesley Oliver on Down Payment Assistance

Discover Real Estate Internet Radio with Straight Up Mortgage Talk on BlogTalkRadio Today we talk to mortgage expert Wesley Oliver about special programs available for down payment assistance, and the key difference between being an approved lender for such programs, and being a specialist to serve clients with these prgrams. Wes and his team are […]

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When is Now a Good Time to Refinance a CalSTRS 80/17 Home Loan

The CalSTRS 80/17 home purchase loan was an amazing program for employees of California Public Schools. This article was originally published May 2012.  At the time the original article was written, interest rates were still dropping, and home values were not on the same trajectory as they are today. Today is a far different market, […]

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Mi Primer Hogar

Comprar una casa es una decisión muy importante para usted y su familia, es una buena inversión, porque está poniendo dinero en algo que durará y crecerá en valor. Cuando venda su casa en el futuro, normalmente recibirá más de lo que pagó. Cuando usted da la cuota de entrada para la casa y hace […]

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Apple Macintosh Turns 30

Apple, Inc. is celebrating 30 years of the Macintosh personal computer platform. Growing up in the 80’s I guess I will always have a special place in my heart for Apple. I think it’s enough to think of Apple as an American entrepreneurial success story, with a couple of crazy guy’s dreaming to change the […]

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A Trusted LendingTree® Network Partner The Katella Branch of Broadview Mortgage Corporation has been a partner in the LendingTree® Network since 2006.  Currently, we participate in LendingTree’s Customer Service feature which transfers borrowers to our office live who are interested in specified mortgage products in the State of California.  This includes, conventional lending, jumbo lending, […]

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CalSTRS Home Loan Connection Program

UPDATE September 2013: CalSTRS released a revised proposal for their Home Loan Connection program on September 17, 2013. We have confirmed that CalSTRS has narrowed down several options for the master servicer for this program. It is expected that a vote will take place to make a final decision on the master servicer for the […]

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Empowerment Through Education: Broadview’s Financial Education Initiative

Orange, California (BROADVIEW MORTGAGE) September 13th, 2013 EDITORIAL It has been a privilege and honor to visit five elementary schools this week. Accompanied by a different banker each day, I was warmly welcomed by teachers and principals every morning. We showed up with some breakfast pastries, juices, and coffee as a way to say “thank […]

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Thank You

Thank you for Registering for my upcoming presentation. Should you have any questions ahead of time, please feel free to reach out to be below. Sincerely, Wesley D. Oliver   Wesley D. Oliver Home Financing Specialist Broadview Mortgage – Katella Team Office:  714-451-4602 Cell/Text: 714-657-8177 eFax:  888-736-2514 Email: Wesley.Oliver@BroadviewMortgage.com NMLS# 989515 A little more about me: […]

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Visiting Schools, Working With Teachers, and Empowering Young Minds

Cerritos, California (BROADVIEW MORTGAGE) September 6th, 2013 EDITORIAL This is the first week of school for ABC Unified students, a very busy time for teachers and administrators as they kick-off the school year. As the dust settles from assigning seating charts and “getting to know you” ice breakers, my attention is centered on the Primary […]

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CalSTRS Home Loan or the Extra Credit Teachers Program?

The CalSTRS home loan program needs a little more time to roll out the new program, or program line?  I have not been able to find anything official yet, but I would expect that we will. September was the target month for bringing the CalSTRS home loan program back online. It’s possible that they are […]

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Jumbo Interest Rates Lower than FHA and Conventional

Jumbo Loan homeowners and homebuyers are being rewarded for spending more on their real estate. This reward comes in the form of lower interest rates, including aggressive interest rates on Adjustable Rate Mortgages (ARM). This excerpt from the Wall Street Journal last week brought national attention to this quiet shift: In the past two weeks, the relationship […]

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$5MM Homebuyer Assistance for California Teachers ECTP Program

Breaking News:  August 2013, the State of California funds the reborn Extra Credit Teacher Program to the tune of $5,112,335 (as of 8/1/13). Assistance Summary The Extra Credit Teacher Home Purchase Program (ECTP) is a deferred payment, simple interest rate subordinate loan. The ECTP loans are available either at an amount: Not to exceed the greater […]

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First Annual Broadview Mortgage “Soldier Softball Game” to Be Held at VA Village in Long Beach

Long Beach, California (BROADVIEW MORTGAGE) August 21st, 2013 It is no secret that Broadview Mortgage supports our vets. In recent days Broadview has donated electronics, equipment, and funds to benefit convalescing veterans at the VA Hospital in Long Beach. While the hospital ensures proper care of the body, Broadview has tried to offer recreation through […]

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Camarillo Air Show Draws Out Broadview Volunteers to Escort Spinal Cord Injury and Blind Rehab Vets

Camarillo, California (BROADVIEW MORTGAGE) August 17th, 2013 Broadview Mortgage has been asked by VA Hospital Volunteer Services to help with transporting and escorting veterans from the Spinal Cord Injury Ward and Blind Rehab Center at the Long Beach VA Hospital. “We have a strong partnership and happy relationship with the VA in Long Beach,” says […]

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President Obama says HARP 3 should be a No Brainer.

The President has been talking up housing during the month of August, 2013.  On Wednesday, August 7th, 2013, Zillow CEO Spencer Rascoff moderated a 30 minute segment where the President answered questions from homeowners and homebuyers. About 30% of the questions focused on the rumors of a HARP 3 underwater refinance program for those that […]

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Broadview Bankers to Attend OC Children’s Language Center Fundraiser Luncheon at Anaheim White House Restaurant

Anaheim, California (BROADVIEW MORTGAGE) AUGUST 13TH, 2013 The White House in Anaheim is holding a special fundraiser to benefit the Orange County Childhood Language Center. The OC Language Center provides speech therapy to children who have speech and language disorders, free of charge. A recent partnership with Chapman University’s Speech Pathology Department has further increased the […]

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State of California Announces New Assistance Programs

August 2013 the State of California Housing Finance Agency (CalHFA) has announced a new round of affordable lending programs designed to help well-prepared low and moderate income  families become California homeowners. New and old programs have been designed to give first time homebuyers access to programs that have special provisions that promote sustainable homeownership, responsible […]

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Will the CalSTRS Home Loan Program be Available in 2013?

The CalSTRS 80/17 home purchase loan was suspended in October of 2011 in a sudden move that left many California educators and public school employees without their housing benefit. Now that the dust has settled somewhat in the real estate industry and home prices (and interest rates) are back on the rise, we look forward […]

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Tips for Buying in a Competitive Real Estate Market

Today’s real estate market presents some very unique challenges. With interest rates rising, buyers are scrambling to take advantage of affordable home prices before the cost of financing goes too high. While high demand is usually a good sign of a recovering real estate market, the lack of homes available for sale is causing some […]

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The Walking Dead – "Zombie" Homeowners Seek Options

Zombie Homeowners Can Move UP instead of OUT The long nightmare of the great recession and housing crash from which we are just emerging has created a new class of home- owner, the walking dead, zombie homeowners. Unlike your traditional zombies they seek something far different from brains, they are searching for options. In Q1 […]

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Buy Again After Foreclosure Short Sale or Bankruptcy

CHF Platinum Grant for California Homebuyers

The CHF Platinum Grant program was created to increase homeownership opportunities for low to moderate income home buyers in the State of California. This Grant program provides qualified homebuyers with an opportunity to pay for down payment requirements or closing costs through a special program that is not required to be paid back. The CHF […]

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Less than a 3% Chance of HARP 3.0?

HARP Refinance Options The Home Affordable Refinance Program (HARP) offers underwater homeowners the ability to take advantage of market conditions resulting in long term mortgage interest rates being at almost 40 year lows. While limited in it’s scope, the HARP program created underwriting exceptions and flexibility in terms of offering refinancing options for those homeowners […]

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Soldiers in Transition Receive a Helping Hand from Broadview Mortgage

Long Beach, California (BROADVIEW MORTGAGE) JULY 19TH, 2013 Veterans living in the VA transitional housing village known as “Cabrillo” have received a donation of microwaves, DVD players, and vacuum cleaners from Broadview Mortgage. [Broadview] and [Broadview] formally presented the donation to the VA center on Friday July 19th. The purpose of the facility is to […]

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VA Hospital in Long Beach Receives New DVD Players from Broadview Mortgage

VA Hospital in Long Beach, California (BROADVIEW MORTGAGE) July 8th, 2013 Broadview Mortgage has again donated portable DVD players to the VA Hospital in Long Beach. [], Assistant Director of Branch Development, made the presentation to the hospital on behalf of Broadview Mortgage. “Items like DVD players and other electronics are not something covered by […]

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VA Hospital BBQ Sponsored by Broadview Mortgage

Long Beach, California (BROADVIEW MORTGAGE) July 5th, 2013 Broadview Mortgage is proud to sponsor the “Veterans’ Independence Day Celebration” at the VA Hospital in Long Beach. The festivities will include live entertainment, a children’s playground, BBQ food and an opportunity drawing. “Seeing so many businesses come out to support our vets is an awesome sight […]

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Tracy High School Invites [Broadview] to Speak at Graduation Ceremony

Cerritos, California (BROADVIEW MORTGAGE) June 24th, 2013 There is a certain stigma that surrounds students who attend continuation high schools. Students can be labeled as “trouble makers” or simply as “lazy”. It is commonly believed that those who attend these schools will amount to little in life and be failures. [Broadview], a senior mortgage banker […]

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Broadview Mortgage Invited to Judge 7th Annual Science Fair at Niemes Elementary School

Artesia, California (BROADVIEW MORTGAGE) June 18th, 2013 As the school year comes to a close, there are some very excited students at Niemes Elementary School in Artesia. The 7th Annual Science Fair was presented by grades 1-6 and judged by various volunteers. Niemes Elementary School is a “Magnet School of Distinction” and has a focus […]

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11 Things Every Buying Tips to Know Before Purchasing

1.  Property taxes and qualified interest are deductible on an individuals federal income tax return.  In 2012 and 2013, mortgage insurance may also be tax deductible.  Check with your Certified Public Accountant to confirm eligibility. 2.  Often, a home is the largest asset an individual has and is considered one of the most valuable investments available. 3. […]

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